Built Around What Matters

 4.99%* fixed rates make the right home more attainable.

A 4.99% fixed rate on select quick move-in homes can reduce your monthly payment by up to $450/month compared to today's mortgage rate! That's 4.99% for the full length of the term. Not a temporary buydown.

This helps more Visionary homes fit within your monthly budget. But the right rate is only one part of finding the right home...

Start with what matters to you. The location, floorplan, space, design and quality should fit your life and where you are headed next. From there, our team can help you explore the savings or financing opportunities available on that home.

Whether the right fit includes the advertised 4.99%* interest rate (5.09% APR) or another available opportunity, we can help you compare your options and feel confident about your next step.

A Lower Rate Is Nice. A Lower Rate on the Right Home Is Better.

See What 4.99% Could Mean for You

Tell us where you want to live and what matters most in your next home. Our team can help you find eligible homes and understand how the available financing may affect your monthly payment.

Find the Right Home and Save $450/month

Explore eligible quick move-in homes throughout Utah. Availability varies by community and home.

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Northern Utah

More room to live, beautiful surroundings, and welcoming communities with the everyday essentials close to home.

  • Logan, Tremonton, Brigham City, Nibley, Smithfield, Providence, Hyde Park
  • Incentives available on single-family homes and townhomes in these communities:
    • Sugar Creek
    • Meadows at Sky View
    • Village at Fox Meadows
    • North Point
    • Ridgeline Park
    • Rivergate
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Wasatch Front

Thoughtfully designed homes with access to growing communities, employment centers, recreation and everything your family needs nearby.

  • Farr West, Eagle Mountain, Spanish Fork, Mapleton, Salem
  • Incentives available on single-family homes and townhomes in these communities:
    • Legends Crossing
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Southern Utah

Beautiful homes, year-round recreation and inviting communities built around the Southern Utah lifestyle.

  • St. George, Hurricane, Washington
  • Incentives available on single-family homes and townhomes in these communities:
    • Desert Color
    • The Preserve at Alaia
    • Legacy at Sand Hollow

More Home May Be Within Reach

A 4.99%* interest rate could help lower your monthly payment up to $450/month compared to today's current interest rates. That gives you more buying power than you expected.

Eligible homes and availability can change. Connect with our team to see which homes qualify and what 4.99% could mean for your budget.

*Special savings and financing opportunities are available on select quick move-in homes. Buyer must finance through First Colony Mortgage to qualify. The advertised 4.99% rate is a fixed interest rate for a 30-year term and reflects an annual percentage rate (APR) of 5.098%. A temporary buydown reduces the monthly payment during an initial period; after the buydown period ends, the payment increases to the amount due at the 4.99% note rate and remains fixed for the remainder of the loan term. Rate and APR assume a $550,000 purchase price, a $440,000 loan amount with 20% down, a 0.5% discount point, and a 740 credit score, and are effective as of 7/23/2026. Actual rate and APR depend on borrower qualification and are subject to change without notice due to market conditions. Financing is subject to credit approval and is not a commitment to lend. Offers, availability, eligibility requirements, terms, conditions, and deadlines vary by home and may change or end without notice. Contact a Visionary Homes Sales Professional or a First Colony Mortgage Loan Officer for current availability, complete program details, and financing terms.